Free 3-minute operational scorecard · Australian real estate

Real Estate AML Workflow Scorecard

12 questions to see whether your AML process supports — or disrupts — the vendor and purchaser experience. Check customer communication, staff coordination, verification hand-offs and workflow visibility without treating this as a compliance rating.

Customer experience firstOperational efficiencyAML/CTF workflow hand-offsYes · Partly · No
Start the 12 Questions
3 minutes · 12 questions · Results shown after name, work email and agency. No phone required.
Customer experienceThe commercial reason: keep vendors and purchasers informed, clear and moving.
Operational efficiencyThe business case: reduce chasing, duplicate entry and unclear ownership.
AML/CTFThe regulatory trigger: fit the agency's defined process into day-to-day operations.

How is your day-to-day AML workflow coming together?

Answer based on how a typical or recent vendor/purchaser transaction works in your agency today. There are no pass/fail answers.

Question 1 of 128%
Customer experience

Does the vendor or purchaser receive a clear explanation of what is required and why?

Customer experience

Is it clear to the customer what they need to do next?

Customer experience

Can the customer easily understand what information is complete and what is still outstanding?

Customer experience

Are requests and reminders coordinated so the customer is not repeatedly asked for the same information?

Customer experience

Can the agent or office team quickly answer a customer asking, ‘What do you still need from me?’

Operational coordination

Has your agency defined when the AML/CDD process should start for a vendor or purchaser?

Operational coordination

Is it clear which staff member coordinates the process and who owns the next action?

Operational coordination

Can the person coordinating the transaction quickly see its current AML workflow status?

Operational coordination

Can staff see verification and outstanding-action status without checking multiple disconnected systems?

Operational coordination

Is there a consistent process for following up missing customer information?

AML/CTF hand-off

Is there a clear hand-off when something requires review by the AML/CTF Compliance Officer or another authorised person?

AML/CTF hand-off

Are relevant AML records, actions and decisions connected to the appropriate vendor, purchaser or transaction?

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Your operational workflow result

Your workflow result is ready

Enter your details to see your score and breakdown across customer experience, operational coordination and AML/CTF hand-offs.

Your workflow breakdown

The score highlights operating friction only. It does not assess legal compliance.

Customer experience
0%
Clarity, next steps, repeated requests and customer-facing status.
Operational coordination
0%
Ownership, follow-up, status visibility and system hand-offs.
AML/CTF hand-off
0%
Escalation and connection of relevant actions/records to the transaction.

Is the friction material enough to fix?

Your score shows where to look. See how AI Strategy Co can map and implement the workflow around your existing AML provider, CRM, customer communication, staff actions and human review.

Or bring one recent or upcoming transaction to a 15-minute diagnostic. We walk through what the customer experiences, what staff coordinate manually, where AML fits, and the one practical next step worth considering.

Book the 15-Minute Workflow Diagnostic

Why now?

New AML/CTF obligations for newly regulated real estate businesses commenced on 1 July 2026. This scorecard looks at how that process is working operationally inside the agency.

AUSTRAC expectations → · Real estate starter kit →

Boundary: This scorecard assesses operational workflow effectiveness. It does not determine whether a business is regulated, measure AML/CTF compliance, provide legal advice, regulatory assurance, AUSTRAC approval or make reporting decisions. The reporting entity remains responsible for its obligations and regulated decisions.